Dental Insurance

Affordable Dentistry For You

Dental insurance is a wonderful benefit for you and your family, as it makes it easier to afford the services you all need to enjoy healthy, happy smiles for life. Finding a dentist who accepts your insurance is the key to making the most out of your investment. At Riverfront Family Dental, we are pleased to work with several of the nation's largest dental insurance providers. Keep reading to find out how we can help you save big on quality dentistry with dental insurance!

How Dental Insurance Works

With dental insurance coverage, you and anyone else who is a member of your plan are eligible for big savings on general, restorative, and preventive dentistry services. This includes full coverage on treatments like routine checkups and cleanings as well as partial discounts on restorative care like fillings, crowns, bridges, and more.

You receive these savings in exchange for paying a regular monthly fee, also known as the premium. Once you have met your deductible, you will be eligible for services up to an annual maximum, or the highest amount your insurance will pay for your care.

Most dental insurance plans work on a 100-80-50 scale that looks like this:

• 100% coverage on preventive services like checkups, cleanings, and X-rays
• 80% coverage on basic restorative services like fillings and some extractions
• 50% coverage on more complex restorative procedures and prosthetics, like root canal therapy and crowns, bridges, and dentures

In-Network vs. Out-of-Network

Riverfront Family Dental is in-network with most PPO dental insurance plans. Whether we are in-network with your plan or not, you are always welcome at our office, and our team will help you make the most of the benefits you have.

If we are out-of-network with your plan, you can still use your dental insurance here. We are happy to submit claims to your insurance company on your behalf and to assist you in receiving any reimbursement you are entitled to under your plan.

If you have questions about your specific plan, please give us a call and we will be glad to verify your benefits before your visit.

How We Help to Maximize Your Benefits

When you visit Riverfront Family Dental with dental insurance, we will begin by performing a verification of benefits to find out exactly what you are eligible for with your plan. Then, based on these details we can begin helping you make the most out of your investment.

Some of the tips we may provide for stretching your benefits include:

• Taking advantage of your two FREE checkups and cleanings per year.
• Completing all necessary dental work before the calendar year is up to avoid having to meet your deductible all over again in the new year.
• Making decisions based on what is best for your oral health rather than solely on what is covered by dental insurance.
• Taking excellent care of your teeth throughout the year to avoid the need for restorative dental care altogether!